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Premium Calculation by Health Insurance Companies

Have you been intrigued about how a health insurance company calculates the premium you are required to pay? Here are some of the answers. While getting an insight of any individual company may not be a simple exercise, but they all follow certain broad guidelines ...Read More

Posted on : Sunday, January 8, 2012 11:50 PM
Add reply       No of replies : 7

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frankline
(Guest)
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Replied on Sunday, January 8, 2012 11:50 PM

John-1960
(Guest)
Specific information for taking a Health Policy is not given.
The article is very general which may serve for a theoritical study but is not of much practical help to choose a perticular Health Policy.
ACN
Replied on Wednesday, April 4, 2012 4:07 AM
Dear Sir, I have taken Max Bupa Heartbeat Silver policy to my mother on 29th august 2012 at that time her age is 59 years 7 months, as per the policy document Specific Waiting Periods For all Insured Persons who are above 60 years of age as on the date of commencement of the first Policy Period the conditions listed below will be subject to a waiting period of 24 months but my mother is less then 60 years at the time of policy commencement date. Now Max bupa has cancelled my pre authorisation saying is 60 above, how can they cancel my pre authorisation as we are falling with in the regulations of policy.
Replied on Monday, January 20, 2014 5:54 AM
It is interesting to note. This opinion depends on how the shape of its policy and its application, so that it can be accepted by society in general. conditions that occur in the EU, is a society that tends demographic dynamic and modern. certainly can not be compared to developing countries. information of interest. thanks for the share.
Replied on Tuesday, July 28, 2015 9:10 PM
Excellent commentary. Medical Underwriting is done with a view to establish eligibility, set premiums or deny coverage. For example premiums can significantly increase in case there is an individual with a past medical history of any chronic ailment or with a long-standing prevailing illness or has had a severe Road Traffic Accident etc.
Replied on Saturday, October 1, 2016 4:55 PM
 




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