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Health Insurance

The cost of health care can bankrupt you, and everybody should have health insurance. For the price of a small premium, you can rest assured that should you have a sickness or injury that needs a doctor’s attention, the insurance company will pay for you and you need not worry about costs.

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Health Insurance Policy

There are many health insurance companies in India that provide health insurance plans. I am looking for a health insurance policy for myself and for various options too. Can you please suggest some good insurance policies for me?

Posted on : Friday, January 23, 2009 6:09 AM
Add reply       No of replies : 7

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Medi classic

* Covers hospitalization expenses
* Covers surgeon, consultant, and anesthetist fees
* No claim discount ranging from 5% to 25% for every claim-free year
* Covers pre and post-hospitalization

Senior Citizens Red Carpet

* Covers people aged between 60 and 69 years
* Guaranteed renewals beyond 69 years
* No pre-insurance medical test required
* Pre-existing diseases covered

Diabetes Safe

* Covers people affected by Diabetes Mellitus Type II
* Covers diabetic retinopathy requiring laser treatment
* Covers diabetic nephropathy leading to chronic renal failure
* Covers second transplant following failure of the first

Medi Premier

* Provides additional lump sum payment in case of diagnosis of certain illnesses
* Covers pre and post-hospitalization expenses
* Stroke, renal failure, and cancer are covered under specified critical illnesses
* Coverage available for persons between 26 years and 75 years

Super Surplus

* Wide coverage option of Rs. 7 lakh and Rs. 10 lakh2
* Covers hospitalization expenses
* No ceiling on ICU, medicine, diagnostic charges, or consultation fees
* Covers surgeon, consultant, and anesthetist fees

Family Health Optima

* Protect all family members against serious illnesses
* Covers hospitalization expenses
* Floater plan
* Covers pre and post-hospitalization expenses

NRI all care

* Insures health of family members of non-resident Indians
* Covers surgeon, consultant, and anesthetist fees
* Cashless facility available
* Free consultation at specific hospitals

True value

* Covers hospitalization expenses
* Covers surgeon, consultant, and anesthetist fees
* Cumulative bonus of 5% added to sum assured for every claim-free year of insurance up to a maximum 10 claim-free years
* Family discount available
Replied on Thursday, June 18, 2009 1:33 PM
I want to know the premium amount for 1lakh Medical Insurance Coverage
Replied on Wednesday, June 24, 2009 10:49 AM
hi, my sister is 13 years old. she is hospitalised since a week. she is suffering from ITP blood disorder.there is no health insurance in her name.
im finding very difficult to arrange money for her medicines. almost 1 lakh i hav already spent. can you please tell from where i can get financial assistance at this time.. is there any health insurance pollicy tht can help me to claim money which i hav spent?
Replied on Thursday, August 20, 2009 3:00 AM
One of my blogs advertised Lombard Insurance from India. Maybe you can look into that proposal. Or maybe you can try this one below:

healthandlifetips.blogspot.com
Replied on Monday, August 24, 2009 6:17 AM
Since my grandpa has been ill with heart trouble and my grandma with high blood pressure, we were very worried. But after I entered into an medical association as an intern, I got an SPO2 monitor and an blood pressure monitor! I think those kinds of disease are very popular in the olders and we feel these equipments for home use are very helpful!!! [url]http://www.globalmedproduct.com/[/url]
Replied on Tuesday, August 25, 2009 3:59 AM
 




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