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Healthcare Insurance-Common Terms and Definitions
medindia 8870 Posts Before you ask for the best health insurance quote or plan to buy a health insurance plan become an informed consumer.Find definitions of commonly used health insurance terms in this health insurance glossary. It serves as a dictionary to help consumers understand common terms used...Read More
Posted on : Friday, June 11, 2010 12:00 AM

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raveesh2765
1 Post

what is K/C/O HTN

Replied on Friday, June 11, 2010 12:00 AM

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armoulvi
1 Post

What is Loading of Premium. As I understand from my policy document, if there are claims paid in preceeding 2 consecutive years and average of the claims amounts is more than 100% of premia paid so far, then in the next year premium will be increased by certain percent; that percentage if loading. For example, there are claims paid in 2009 and 2010, then for 2011 policy premium will increase by that certain percentage. If there are claims paid in 2010 but not in 2009, no loading is applicable to 2011 premium. Please clarify.
A. Raza : Email: armoulvi@gmail.com

Replied on Monday, January 10, 2011 1:15 AM

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