I just want to ask TWO question's to SEBI ,......

Q- 1 : They are saying that there is a high profit margin in life Insurance Business. Can they tell me , in which business profit margin is less than 30 %( you can take any Industry , either cold drink , cement , fmcg , pharma etc )......

Q - 2 : Which Industry write there profit Margin over their products??

SEBI are just commenting about insurance sector growth..... They also want to destroy large scale employment given by Insurance Sector .... No Industry in any country can work on the Model , as proposed by SEBI( ZERO Profit and print PROFIT on Product) ... They are just pursuing their own self interest, putting all things at Stake . I want MEDIA to act strongly against this..

Does any insurance agency insures any group or individual under medicliam policy for a part of year[in months]?

I am aVRS optee from general nsurance Industry. Can I start my own consultancy?

Sir,
We took a medical policy with oriental insurance last year with policy number 231301/48/2011/275 and it was done by m/s vipul medcorp tpa pvt ltd from gurgaon . The name of policy is happy family floater plan in which I my wife and my mother were covered for one lakh each. The premium for policy was Rs.2283 which paid.
A few days back my wife was admitted in the hospital because of infection in her pancreas and got treatment for the same. During the course of treatment it was also discovered that she had stone in her gall bladder but she was not treated for the stone at the hospital. We contacted the executives of oriental insurance and they rejected our claim saying that stone problem is not covered in the policy. They did not even bother to actually go through the medical reports of the hospital which proved that the treatment was against infection in pancreas instead of gall balder stone. We have found ourselves helpless due to ignorant attitude of the executives of the company is solving the matter.
We are a middle class family and we take such polices so that they help us in our future instead it has turned out to be quite a harassment. We cannot afford such expensive treatment and we need that the actual benefits of the policy should be given to us which we have been deprived off.
Kindly help us in getting our benefits from the policy.

sunny 9815049499