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Asked by : ram25 on Tue, 02 Feb 2010
Asked in :Health Insurance
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i want to buy medicalim policy for myself & wife, which policy is beneficial for us, which policy is benificial in pregenency.
regards
ram


Answered by : dr.sameer on Fri, 05 Feb 2010

Pregnancy in general is not covered under Individual Health Insurance Schemes.

Many a times, employers do provide medical insurance covers to their employees. If you are an employee, first have a detailed discussion with your HR/Manager - Operations, who can give a clear picture, whether dependants are included under the medical cover or not.

Secondly, you need to check whether your employer is providing any coverage for pregnancy and whether there is any waiting period.

There are certain private insurance companies, which I cannot say for certain (just heard that Iffco-Tokio General Insurance provides a cover for maternity). Just check it out with the insurance agent for updated information. Such insurance companies provide medical cover for pregnancy/maternity - with a minimum 9 months waiting period.



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1 Comment(s)
 

Starhealth

13 Nov 11
9:32 PM

Star Health insurance Wedding gift InsurancePregnancy Health Insurance•Pasic Floater Plan with Addition Cover.•Expenses of delivery – Normal or Caesarean•Newborn baby cover,•Post delivery complication cover for mother after the delivery. •Cost of test incurred for detecting any disorders in the Fetus up to Rs. 1,000/-•Non Allopathic Treatments: Up to Rs. 25,000/- per policy period.•Age 18 years to 40 years entry and family size of 2A and 2A + 1C.

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Answered By :

Dr. Sameer Sippy

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A qualified Ayurvedic Doctor with MBA ( Financial Services Management)with diversified experience across various sectors in Healthcare sector viz. Clinical (Ayurvedic and Allopathy), Clinical Resear...
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