Page Theme
Groups by Alphabet
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z ALL
The cost of health care can bankrupt you, and everybody should have health insurance. For the price of a small premium, you can rest assured that should you have a sickness or injury that needs a doctor’s attention, the insurance company will pay for you and you need not worry about costs. Join our online group on health insurance to talk with others who are professionals in this field and people who are interested, and learn more.
Accident insurance was first offered in the United States by the Franklin Health Assurance Company of Massachusetts. This firm, founded in 1850, offered insurance against injuries arising from railroad and steamboat accidents. Sixty organizations were offering accident insurance in the US by 1866, but the industry consolidated rapidly soon thereafter. While there were earlier experiments, the origins of sickness coverage in the US effectively date from 1890. The first employer-sponsored group disability policy was issued in 1911.Before the development of medical expense insurance, patients were expected to pay all other health care costs out of their own pockets, under what is known as the business model. During the middle to late 20th century, traditional disability insurance evolved into modern health insurance programs. Today, most comprehensive private health insurance programs cover the cost of routine, preventive, and emergency health care procedures, and also most prescription drugs, but this was not always the case.
Sorry, you need to be a member of this group to start a topic or post a reply.
Would you like to join the Health Insurance support group?
Please include a brief message introducing yourself to the group :