Health is such a concern that you cannot play with it. Medical insurance companies aim at providing policies that create a fence of safety around you. An insurance plan is designed to make your life smoother and this was proved when I purchased medical policy online from an insurance company. The basic reason of my purchasing such plan was that, I always wanted my wife to have a healthy life. Some of the benefits provided in that plan were pre and post hospitalization treatment, expenses for organ donor of transplant, emergency ambulance, maternity expenses, out-patient dental treatment, and health check-up.